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Medicare Coverage for Mental Health Services: Your Guide

As we age, our mental health becomes just as important as our physical health. Unfortunately, many seniors struggle to access the mental health care they need due to financial constraints. If you’re a Medicare beneficiary, you may be wondering if your insurance covers mental health services. The answer is yes, but with some caveats.

What Mental Health Services Does Medicare Cover?

Medicare Part B covers a range of mental health services, including:

  • Outpatient therapy services
  • Psychiatric evaluations
  • Diagnostic tests
  • Medication management

It’s important to note that Medicare only covers mental health services that are deemed medically necessary. This means that the services must be related to the diagnosis or treatment of a mental health condition.

What Are the Costs of Mental Health Services Under Medicare?

Under Medicare Part B, you’ll typically pay 20% of the Medicare-approved amount for mental health services. If you receive services from a doctor or other health care provider who accepts assignment, you’ll only be responsible for the 20% coinsurance. However, if you receive services from a provider who doesn’t accept assignment, you may be responsible for additional costs.

It’s also worth noting that Medicare Part B has an annual deductible, which you’ll need to meet before your coverage kicks in. In 2021, the deductible is $203.

What Mental Health Conditions Does Medicare Cover?

Medicare covers a range of mental health conditions, including:

  • Depression
  • Anxiety
  • Bipolar disorder
  • Schizophrenia
  • Post-traumatic stress disorder (PTSD)

If you’re unsure whether your mental health condition is covered by Medicare, speak to your doctor or mental health provider.

How Can Nao Medical Help?

At Nao Medical, we understand the importance of affordable and quality mental health care. That’s why we offer a range of mental health services, including therapy, medication management, and psychiatric evaluations. Our team of mental health professionals is dedicated to providing compassionate and personalized care to each of our patients.

If you’re a Medicare beneficiary in NYC, we can help you access the mental health care you need. Book an appointment with us today to learn more about our services.

Conclusion

Medicare does cover mental health services, but it’s important to understand the limitations and costs of your coverage. If you’re struggling to access affordable mental health care, Nao Medical is here to help. Our team of mental health professionals is dedicated to providing compassionate and personalized care to each of our patients. Book an appointment with us today to learn more about our services.

FAQs

1. What mental health services does Medicare cover?

Medicare Part B covers a range of mental health services, including outpatient therapy services, psychiatric evaluations, diagnostic tests, and medication management.

2. What mental health conditions does Medicare cover?

Medicare covers a range of mental health conditions, including depression, anxiety, bipolar disorder, schizophrenia, and post-traumatic stress disorder (PTSD).

3. What are the costs of mental health services under Medicare?

Under Medicare Part B, you’ll typically pay 20% of the Medicare-approved amount for mental health services. If you receive services from a doctor or other health care provider who accepts assignment, you’ll only be responsible for the 20% coinsurance. However, if you receive services from a provider who doesn’t accept assignment, you may be responsible for additional costs.

Call to Action

Don’t let financial constraints prevent you from accessing the mental health care you need. Book an appointment with Nao Medical today to learn more about our affordable and quality mental health services.

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Disclaimer: The information presented in this article is intended for general informational purposes only and should not be considered, construed or interpreted as legal or professional advice, guidance or opinion.

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