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Does Medicare Cover Mental Health Care? Find Out Here

As we age, our mental health becomes just as important as our physical health. Unfortunately, many seniors struggle to access the mental health care they need due to financial constraints. This is where Medicare comes in. But does Medicare cover mental health care? Let’s find out.

What Mental Health Services Does Medicare Cover?

Medicare covers a range of mental health services, including:

  • Outpatient therapy services
  • Inpatient psychiatric hospitalization
  • Partial hospitalization programs
  • Diagnostic tests
  • Medication management

It’s important to note that Medicare only covers services that are deemed medically necessary. This means that if you’re seeking mental health care for personal growth or self-improvement, it may not be covered.

What Are My Out-Of-Pocket Costs?

Your out-of-pocket costs will depend on the type of mental health service you receive and whether you have Original Medicare or a Medicare Advantage plan. Here’s a breakdown:

  • Outpatient therapy services: You’ll typically pay 20% of the Medicare-approved amount for the service, and the Part B deductible applies.
  • Inpatient psychiatric hospitalization: You’ll pay a set amount for each benefit period, and the amount will depend on the length of your stay.
  • Partial hospitalization programs: You’ll typically pay 20% of the Medicare-approved amount for the service, and the Part B deductible applies.
  • Diagnostic tests: You’ll typically pay 20% of the Medicare-approved amount for the service, and the Part B deductible applies.
  • Medication management: Your out-of-pocket costs will depend on whether you have Original Medicare or a Medicare Advantage plan.

How Can Nao Medical Help?

At Nao Medical, we understand that mental health care can be expensive, which is why we offer affordable and quality mental health services. Our team of mental health professionals includes therapists and psychologists who specialize in a range of mental health concerns, including anxiety, depression, and PTSD. We accept Medicare and most major insurance plans, and we offer same-day appointments and virtual care options.

If you’re struggling with your mental health, don’t hesitate to reach out to us. We’re here to help.

Book an Appointment Today

Ready to take control of your mental health? Book an appointment with Nao Medical today. We offer convenient locations throughout NYC and a comprehensive app to make managing your health easier than ever. Visit our mental health services page to learn more.

FAQs

Does Medicare cover therapy?

Yes, Medicare covers outpatient therapy services for mental health concerns.

Does Medicare cover inpatient psychiatric hospitalization?

Yes, Medicare covers inpatient psychiatric hospitalization for mental health concerns.

What are my out-of-pocket costs for mental health services?

Your out-of-pocket costs will depend on the type of mental health service you receive and whether you have Original Medicare or a Medicare Advantage plan. See above for more information.

Does Nao Medical accept Medicare?

Yes, Nao Medical accepts Medicare and most major insurance plans.

What mental health services does Nao Medical offer?

Nao Medical offers a range of mental health services, including therapy, medication management, and virtual care options.

How can I book an appointment with Nao Medical?

You can book an appointment with Nao Medical by visiting our mental health services page or by downloading our app.

Sources: CDC

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Disclaimer: The information presented in this article is intended for general informational purposes only and should not be considered, construed or interpreted as legal or professional advice, guidance or opinion.

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