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Decoding Medicare’s Mental Health Benefits: Does it Cover Therapy?

As we age, our mental health becomes just as important as our physical health. Medicare recognizes this and offers coverage for mental health services, including therapy. However, navigating the Medicare system can be confusing, and many people are unsure of what is covered and what is not.

What Mental Health Services Does Medicare Cover?

Medicare covers a range of mental health services, including:

  • Outpatient therapy services
  • Inpatient psychiatric hospitalization
  • Partial hospitalization programs
  • Diagnostic tests
  • Medication management

It’s important to note that Medicare only covers services that are deemed medically necessary. This means that you must have a mental health condition that requires treatment in order for Medicare to cover the cost.

What Are My Out-Of-Pocket Costs?

Medicare covers 80% of the cost of mental health services, leaving you responsible for the remaining 20%. However, if you have a Medicare Supplement plan, it may cover some or all of your out-of-pocket costs.

How Can Nao Medical Help?

At Nao Medical, we understand that mental health care can be expensive and difficult to navigate. That’s why we offer affordable and high-quality mental health services in NYC. Our team of therapists and psychologists are experienced in treating a range of mental health conditions, including depression, anxiety, and PTSD.

We accept Medicare and most major insurance plans, and offer same-day appointments and virtual care options. Our goal is to make mental health care accessible to everyone, regardless of their financial situation.

Take Control of Your Mental Health

If you’re struggling with a mental health condition, don’t let cost be a barrier to getting the care you need. Medicare covers therapy and other mental health services, and Nao Medical is here to help. Contact us today to schedule an appointment and take control of your mental health.

FAQs

Does Medicare cover all types of therapy?

Medicare covers a range of therapy services, including individual therapy, group therapy, and family therapy. However, the therapy must be deemed medically necessary in order for Medicare to cover the cost.

What mental health conditions are covered by Medicare?

Medicare covers a range of mental health conditions, including depression, anxiety, bipolar disorder, and schizophrenia. However, the condition must be deemed medically necessary in order for Medicare to cover the cost.

Does Nao Medical accept Medicare?

Yes, Nao Medical accepts Medicare and most major insurance plans. We also offer affordable self-pay options for those without insurance.

What if I can’t afford therapy?

If you can’t afford therapy, Nao Medical offers affordable self-pay options and virtual care options. We also offer a sliding fee scale for those who qualify.

Contact Nao Medical Today

Don’t let cost be a barrier to getting the mental health care you need. Contact Nao Medical today to schedule an appointment and take control of your mental health.

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Disclaimer: The information presented in this article is intended for general informational purposes only and should not be considered, construed or interpreted as legal or professional advice, guidance or opinion.

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