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As we age, our mental health becomes increasingly important. Unfortunately, many seniors struggle to access the care they need due to financial constraints. If you’re a Medicare beneficiary in NY, you may be wondering if your plan covers visits to a psychiatrist. In this blog post, we’ll explore everything you need to know about Medicare coverage for psychiatrist visits in NY.
Does Medicare Cover Psychiatrist Visits?
Yes, Medicare does cover visits to a psychiatrist. However, there are some important things to keep in mind. First, you’ll need to make sure that the psychiatrist you’re seeing accepts Medicare. Not all providers do, so it’s important to check before you book an appointment. Second, you’ll need to be enrolled in Medicare Part B. This is the part of Medicare that covers outpatient services, including mental health care.
What Does Medicare Cover?
Medicare Part B covers a wide range of mental health services, including:
- Diagnostic assessments
- Individual and group therapy
- Family counseling (if the main purpose is to help with your treatment)
- Medication management
- Psychiatric evaluation
It’s important to note that Medicare only covers services that are considered medically necessary. This means that if you’re seeking therapy for a non-medical issue, such as relationship problems or career counseling, it may not be covered.
What Are My Out-of-Pocket Costs?
While Medicare does cover a significant portion of the cost of mental health services, you’ll still be responsible for some out-of-pocket costs. You’ll need to pay the Part B deductible, which is $203 in 2021. After you’ve met your deductible, you’ll typically pay 20% of the Medicare-approved amount for each service you receive. If you have a Medicare Supplement Insurance (Medigap) policy, it may cover some or all of these costs.
Where Can I Find a Psychiatrist Who Accepts Medicare?
At Nao Medical, we understand the importance of affordable and quality mental health care. That’s why we offer a range of mental health services, including therapy and medication management, at our NY clinics. Our compassionate and experienced providers accept Medicare, and we offer same-day appointments and minimal wait times. If you’re a Medicare beneficiary in NY, we’re here to help you get the care you need.
Book an Appointment Today
Don’t let financial concerns prevent you from getting the mental health care you need. At Nao Medical, we’re committed to providing affordable and quality care to all of our patients. Book an appointment today at our mental health services page: https://www.naomedical.com/services/mental-health/therapists-psychologists/.
FAQs
Does Medicare cover therapy?
Yes, Medicare Part B covers therapy services, including individual and group therapy, family counseling, and more.
What is the Medicare Part B deductible?
The Medicare Part B deductible is $203 in 2021.
Does Nao Medical accept Medicare?
Yes, Nao Medical accepts Medicare. We offer a range of mental health services, including therapy and medication management, at our NY clinics.
What if I can’t afford my out-of-pocket costs?
If you’re struggling to afford your out-of-pocket costs, you may be eligible for financial assistance. Contact your local Medicare office to learn more.
