How Urgent Care Can Help You Save Money

What is a Copay and How Does it Work?

A copay is a fixed amount that you pay for a medical service or medication, typically at the time of service. This amount is determined by your insurance plan and can vary based on the type of service or medication you receive.

Copays are often used in conjunction with deductibles, which is the amount you have to pay out of pocket before your insurance coverage kicks in. Once you’ve met your deductible, you may still be responsible for a copay for certain services.

For example, if you have a $50 copay for an urgent care visit, you’ll have to pay $50 at the time of your visit, regardless of how much your insurance plan covers.

Types of Copays

There are different types of copays, including:

  • Fixed copays: A fixed amount that you pay for a medical service or medication.
  • Percentage-based copays: A percentage of the cost of the service or medication that you’re responsible for paying.

Some insurance plans may also have different copays for different types of services, such as specialist visits or emergency room visits.

How Choosing Nao Medical for Urgent Care Services Can Help You Save Money on Copays

If you’re looking for affordable urgent care services, Nao Medical is the best choice for you. We offer lower rates, which can result in significantly lower out-of-pocket expenses for you, especially when compared to big-chain urgent care centers.

For example, if you have a $50 copay for an urgent care visit, you’ll pay the same copay at any urgent care center. However the rest of the amount will go towards your deductible if you have any. And this charge is usually paid at a much higher rate to Big Chain Urgent Care Centers as compared to Nao Medical. A typical visit at a Big Chain urgent care center in NYC can result in a payment of $180-260 dollars per visit.

In addition, at NAo Medical we offer high-quality care, personalized attention, and compassionate service to all our patients. Our experienced medical professionals are dedicated to providing prompt and efficient care, ensuring that you receive the best possible treatment.

Other Ways to Save on Copays

In addition to choosing an affordable urgent care center, there are other ways you can save on copays, including:

  • Choosing generic medications instead of brand-name medications
  • Asking your doctor if there are alternative treatments that may be less expensive
  • Using a mail-order pharmacy for prescription medications
  • Checking with your insurance provider to see if they offer copay assistance programs


Understanding copays and deductibles, and how they work can help you make informed decisions about your medical care and save money on out-of-pocket expenses. Choosing an affordable urgent care center like Nao Medical can help you save money on your overall medical care, while still receiving high-quality care.

By taking advantage of these cost-saving measures and making informed decisions about your medical care, you can ensure that you’re getting the care you need while also staying within your budget. Contact Nao Medical today to schedule an appointment or walk in for urgent medical care services. We are here to help you get the care you need at an affordable price.

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Disclaimer: The information presented in this article is intended for general informational purposes only and should not be considered, construed or interpreted as legal or professional advice, guidance or opinion.

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