What coverage support looks like
Insurance coverage for Spravato depends on diagnosis, prior treatment history, benefits, and plan rules. That is why the program includes benefits verification before the first monitored session.
- Benefits verification before treatment starts.
- Prior authorization coordination for plans that require documentation of diagnosis and prior antidepressant trials.
- Scheduling and first-visit guidance once approval is in place.
- Coordination with an outside psychiatrist when appropriate.
Medicaid and insurance access
Many Spravato providers position the treatment as difficult to access with public insurance. Nao Medical differentiates by leaning into Medicaid and Medicare support, including New York Medicaid Managed Care plans such as Healthfirst, Fidelis Care, MetroPlus, and United Healthcare Community Plan, while still verifying each patient's exact benefits.
Insurance Plans We Accept
We highlight the same accepted-plan list that appears across the public Nao Medical site, including Medicaid, Medicare, Medicare Advantage, and commercial coverage options for eligible Spravato patients.
- Molina Healthcare of New York
- Healthfirst
- MetroPlus
- Blue Cross Blue Shield
- Aetna
- Fidelis of NY Medicaid
- Healthfirst Medicaid
- United Healthcare
- Medicaid
- Empire BCBS HealthPlus
- Medicare
- 1199 National Benefit Funds
- Fidelis Care New York
- United Healthcare Community Plan
- Cigna
- Emblem Health
- GHI - Primary
- BCBS Anthem
Frequently asked questions
Do you accept Medicaid for Spravato in New York?
Yes. Nao Medical accepts Medicaid for eligible Spravato patients in New York, including New York Medicaid Managed Care plans, subject to benefits verification and prior authorization.
Do you accept Medicare and Medicare Advantage?
Yes. Nao Medical states that Medicare and Medicare Advantage are accepted for eligible Spravato patients, subject to plan benefits and clinical eligibility.
Will someone help with prior authorization?
Yes. Every Spravato patient is assigned a care manager who helps coordinate benefits verification, prior authorization status, scheduling, and next steps.