Cigna Medicare Supplemental Insurance: What You Need to Know

If you’re a Medicare beneficiary, you may have heard of Cigna Medicare Supplemental Insurance. But what exactly is it, and how can it benefit you? In this blog post, we’ll explore the basics of Cigna Medicare Supplemental Insurance and how it can help you get the healthcare you need.

What is Cigna Medicare Supplemental Insurance?

Cigna Medicare Supplemental Insurance, also known as Medigap, is a type of private insurance that helps cover the costs that Original Medicare doesn’t. This can include things like deductibles, copayments, and coinsurance. Medigap policies are sold by private insurance companies like Cigna, and they’re designed to work alongside Original Medicare.

How Can Cigna Medicare Supplemental Insurance Benefit You?

There are several ways that Cigna Medicare Supplemental Insurance can benefit you as a Medicare beneficiary. For one, it can help you save money on out-of-pocket costs. If you have a lot of healthcare expenses, a Medigap policy can help you avoid high deductibles and copayments. Additionally, Medigap policies can provide you with more flexibility when it comes to choosing healthcare providers. With a Medigap policy, you can see any doctor or specialist who accepts Medicare, without worrying about network restrictions.

How Do You Enroll in Cigna Medicare Supplemental Insurance?

If you’re interested in enrolling in Cigna Medicare Supplemental Insurance, you’ll need to do so during your Medigap Open Enrollment Period. This is a six-month period that starts the month you turn 65 and are enrolled in Medicare Part B. During this time, you have a guaranteed right to buy any Medigap policy sold in your state, regardless of your health status. If you miss this window, you may still be able to enroll in a Medigap policy, but you may be subject to medical underwriting.

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FAQs

What is Cigna Medicare Supplemental Insurance?

Cigna Medicare Supplemental Insurance, also known as Medigap, is a type of private insurance that helps cover the costs that Original Medicare doesn’t.

How can Cigna Medicare Supplemental Insurance benefit you?

Cigna Medicare Supplemental Insurance can help you save money on out-of-pocket costs and provide you with more flexibility when it comes to choosing healthcare providers.

How do you enroll in Cigna Medicare Supplemental Insurance?

You’ll need to enroll during your Medigap Open Enrollment Period, which is a six-month period that starts the month you turn 65 and are enrolled in Medicare Part B.

Key Takeaways

• Cigna Medicare Supplemental Insurance is a type of private insurance that helps cover the costs that Original Medicare doesn’t.
• Medigap policies can help you save money on out-of-pocket costs and provide you with more flexibility when it comes to choosing healthcare providers.
• You’ll need to enroll in a Medigap policy during your Medigap Open Enrollment Period, which is a six-month period that starts the month you turn 65 and are enrolled in Medicare Part B.

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