Mental Health and Medicare: Understanding Your Therapy Coverage

As we age, our mental health becomes just as important as our physical health. Medicare recognizes this and offers coverage for mental health services, including therapy and counseling. However, navigating Medicare coverage can be confusing, and many people are unsure of what services are covered and how to access them.

What Mental Health Services Does Medicare Cover?

Medicare Part B covers outpatient mental health services, including therapy and counseling. This includes individual and group therapy sessions with licensed mental health professionals, such as psychologists, social workers, and licensed professional counselors.

Medicare also covers annual depression screenings in primary care settings, as well as partial hospitalization programs for those who need more intensive mental health treatment.

What Are My Out-Of-Pocket Costs?

While Medicare covers a significant portion of mental health services, there are still out-of-pocket costs to consider. Medicare Part B covers 80% of the cost of outpatient mental health services, leaving you responsible for the remaining 20%. If you have a Medicare Supplement plan, it may cover some or all of this remaining cost.

It’s important to note that Medicare does not cover couples therapy or family therapy, as these are not considered individual therapy sessions.

How Do I Access Mental Health Services?

At Nao Medical, we offer a range of mental health services, including therapy and counseling. Our expert therapists and psychologists can help you navigate your Medicare benefits and ensure that you receive the care you need.

To access mental health services at Nao Medical, simply schedule an appointment online or by phone. We offer same-day appointments and minimal wait times, so you can get the care you need when you need it.

Take Control of Your Mental Health

Don’t let confusion about Medicare coverage prevent you from getting the mental health care you need. At Nao Medical, we’re here to help you navigate your benefits and access the care you deserve. Contact us today to schedule an appointment and take control of your mental health.

Frequently Asked Questions

  • Does Medicare cover couples therapy or family therapy?
    No, Medicare only covers individual therapy sessions.
  • What is the cost of outpatient mental health services with Medicare?
    Medicare Part B covers 80% of the cost, leaving you responsible for the remaining 20%. If you have a Medicare Supplement plan, it may cover some or all of this remaining cost.
  • How do I access mental health services at Nao Medical?
    Simply schedule an appointment online or by phone. We offer same-day appointments and minimal wait times.

Call to Action: Take control of your mental health today. Schedule an appointment with Nao Medical to access expert therapy and counseling services. Learn more about our mental health services.

Sources: https://www.medicare.gov/coverage/mental-health-care-outpatient, https://www.medicare.gov/coverage/depression-screening

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Disclaimer: The information presented in this article is intended for general informational purposes only and should not be considered, construed or interpreted as legal or professional advice, guidance or opinion.

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